post Category: Uncategorized — mylifeasannie @ 1:44 am — post Comments (0)

Have you ever had your identity stolen? I have! It’s been years since it happened and I had almost forgotten. I left my driver’s license setting in a place I didn’t realize was not secure and someone came along and took it. My driver’s license number was also my SSN. This wasn’t good! The person who took my card ended up setting up all kinds of accounts in another town and then leaving them all with balances due. I started getting calls about the accounts and assured them I had never lived in that town. It was a mess and took a while to get it all straightened out. For the seventh year in a row, identity theft tops the Federal Trade Commission’s complaint list, accounting for 36% of the 674,354 complaints received between Jan. 1 and Dec. 31, 2006 (according to consumeraffairs.com).

You can now actually lock your identity with life lock. The first thing they do is ask the credit bureaus to set fraud alerts on your behalf. Usually this is done through their automated systems and the alerts are set within an hour. From time to time there may be a hitch and then they have to do the first one manually, usually because there is a different address on file for you. If this happens, they tell you right away and do what needs to be done to get the alerts set. (In case you’re wondering, they don’t charge anything more for this and our Total Service Guarantee is still in effect from day one.) Then they ask the credit bureaus to do it again every 90 days.

Sorry, no comments yet.

Write Your Comment

Comment Guidelines: Basic XHTML is allowed (a href, strong, em, code). All line breaks and paragraphs will be generated automatically.

You should have a name, right? 
Your email address, I promised I won't tell it to anyone. 
If you have a web site or blog, you can type the URL right here. 
This is where you type your comments. 
Remember my information for the next time I visit.