I had to take a picture of Izzy today when she finished her bath. Then I had to share it with you.
I hope you have a safe and happy halloween evening. We are planning to go to the church trunks of fun. Our trunk will be a disney theme and Izzy is going to be Snow White. Amanda will be Tinkerbell, and Emelia will be Minnie Mouse. It should be a fun evening.
Happy Halloween.
When Izzy’s accident happened, because her hospitalization was so expensive… the hospital administration met with us and discussed our health insurance policy. They were amazed at what wonderful health insurance we had. There was no cap which was very unusual. We were relieved to know that our insurance was in place and would cover our needs during this devastating time.
I mentioned earlier that growing up we had no medical insurance. A trip to the doctor or dentist cost so much money. My father worked as a self employed contractor, so there were certain months that were tighter than others. Usually the winter, and that was also when we usually got sick. I’m not sure that medical insurance was a readily available to self employed and small business owners as it is today.
After my brothers and I were all older, my mom went to work for the State. Now they have insurance to cover their needs as they grow older. I’m sure this is a comfort to both of them. Otherwise I would suggest they get a medical insurance quote.
Choosing life insurance is a very important task, especially for parents. I think it is very reassuring to know that we have a plan in place should something happen to either Matt or myself. Matt is fortunate to have a great insurance plan through his employer. One of the major benefits for working for ATT is the wonderful insurance for our whole family.
Several years ago Matt’s employer at the time moved to another country, leaving us without any insurance at all. We were forced to look at insurance quotes. We finally found an independent insurance company and paid out of pocket for insurance until the new employer’s insurance began. After Matt completed the first six months of his new job, their insurance policy went into force and we were able to cancel the temporary policy that we had.
Although growing up my father was always a self employed contractor and carpenter and we never had insurance, ever. I still find it very comforting to know that we have policies in place. I think my main security is health insurance, but the life insurance is a comfort as well. I remember if we were sick it was so expensive to go to the doctor and dental work was also very expensive.
I learned also looking into insurance that there are whole life policies, these are more expensive than term policies, but the rates do not go up for your lifetime. You can actually cash in your policy if you need emergency funds before you life is over.
This week we’re traveling back to our most memorable Halloween. Did you dress up and go door to door growing up? What was your favorite costume?
My main memory from growing up was that I was always either a gypsy or a pioneer woman… maybe a clown once or twice. We didn’t go out and buy a costume, we just went with what we had. The gypsy was a long full skirt, ruffled shirt, big hoop earrings and a scarf. I loved dressing up. It didn’t really matter to me what I was dressed up as. Mom would take me to local houses before dark and that was about it. One year when I was really too old for trick or treating me and my bff Darla were at her house and thought candy sounded pretty good. We dressed up as silly as we could and headed out to ring doorbells. It was fun even as a teenager.
I think it is more fun being the parent. My kids love dressing up and Amanda loves it more than any of the others. She is going to be tinkerbell this year. Emelia is Minnie Mouse, and Izzy is going to be a cowgirl! Bailey told me he was too old to dress up this year but will help pass out candy at the trunk or treat we are going to at church.
I know that there are terrible origins for Halloween, but for our family (and mine growing up) it has always been only about the cuteness of dressing up and the fun of that. Nothing negative. I am sure there is something negative about most holidays but we don’t choose to celebrate them for that. It is just what you do in the fall… dress up and eat lots of candy!
Here are a couple of pics of Izzy dressed as a 50’s girl last year…
Amanda is an excellent math student. She is in Trigonometry this semester and making an “A.”
I may be looking into a math tutor in the future for Emelia. She is doing well so far, so we’ll see.
For some kids, math is a four-letter word. Some kids may need to look for Math Tutors. For others, math is a puzzle they can’t wait to solve. Math can be complicated, math can be hard, but once it’s understood, math can also be fun. Every SCORE! math program is designed to help your child improve his problem solving skills, while instilling the confidence he needs to believe in his abilities. With the guidance and support of our trained Academic Directors, math can become a little less complicated, and—dare we say it—a lot more fun. So whether it’s basic addition or complex algebra, at SCORE!, children can catch up, keep up, or get ahead.
This is a pic of Emelia’s reject candy from her school party. I love tootsie rolls and bought those big 400 count bags for our fall candy baskets. The best thing is that they are low in fat. I do enjoy a snack sized snickers too, but so do the kids so I don’t see many of those 
)!
Emelia has to read 300 pages per 9 weeks. Unfortunately she does not love to read. The other kids like to read and Matt and I read a lot! I’m not sure why she doesn’t enjoy it as much as we do, it’s more of a chore for her. I read the following about the possibility of a future reading tutor.
Reading is fundamental, but it should also be fun. Whether your child is falling a little behind or loves reading and wants to get ahead, SCORE! provides the tutoring and motivation that will help her succeed. We’ll work with your child to get her up to grade level, or to read at a level beyond her wildest expectations. Through a customized learning experience and the guidance of our Academic Directors, your child will build the skills and confidence needed to turn the page. By reinforcing basic skills and developing reading strategies and comprehension skills, SCORE! helps children become better readers. Period.
Reading Tutors
I ? my friends. I have been blessed with so many wonderful friends! Now I also have the blessing of my many bloggy friends. I think that is the biggest bonus to blogging, the real friends you make. So, thank you for being such a great friend!
In science, in social studies, even in math, reading is a part of every aspect of a fifth grader’s education. If your child is having difficulty keeping up with his reading assignments, it can seriously affect his motivation and confidence. SCORE! can help your child increase his reading fluency, word recognition, and other reading skills to help bring back his confidence. Our Advantage Program combines an interactive customized approach with help from Academic Directors to let your child progress at his own pace, while making sure he stays motivated and on track. SCORE! also offers an intensive Personal Academic Tutoring program that is highly customized for kids who need to make more rapid progress. We reinforce basic skills and use engaging fiction and nonfiction so that your child can develop comprehension and reading strategies. We’ll prove that with a little hard work, your child won’t just keep up; he’ll be chapters ahead.
I think this sounds like a wonderful program to give your child a chance to be ahead rather than struggling to catch up!
Innovative Tutor
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